Own your own home! We can help.

The American dream -- home ownership! More people are taking advantage of today's low rates to buy their first home, or their dream home. We're on your side! We help find the best mortgage for you so you can concentrate on getting ready to move in!

If you can imagine it, we can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home.

Before you even start home shopping, get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

You don't pick the house that is best for someone else, you pick the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Browse our website to learn about today's rates and programs, what you'll need to apply, how easy it is to prequalify and earn the clout of a cash buyer, and how we help find the loan that's right for you. You'll be putting up -- and then taking down -- that SOLD sign in no time!

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or cash a check to use toward your dream vacation, home improvements, college tuition -- anything you can think of!

Browse our easy-to-use site to become familiar with our people and our programs. Then come visit a mortgage professional who can help you on your way to your goals!


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.01%5.17%
15-yr Fixed4.4%4.63%
1-yr Adj4.22%5.24%
* national averages





Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



Mortgage News Daily:
 
MBS CLOSE: Uneventful End To Uneventful Day
2/8/2010 4:15 PM

Posted To: MBS Commentary

Though MBS were not quite as thinly traded as treasuries (lowest volume since the first trading day of 2010), the picture wasn't much better. At least that which is at risk on low volume days--volatility due to the trading that actually happens comprising a larger portion of th...Read More
 
Housing Needs Job Creation. What Sort of Jobs Though?
2/8/2010 4:03 PM

Posted To: Voice of Housing

Mr. O’Reilly (December 01, 2009) claims that the “new” root cause of the housing crisis is the (lack of) “jobs, jobs, jobs.” So the solution to the crisis must be (the creation of) “jobs, jobs, jobs.” I agree. But the next...Read More
 
Centralized Lock Desks Serve as a Gate Keeper. Source of Revenue
2/8/2010 2:54 PM

Posted To: The Garrett Watts Report

This was the half time scene in Miami last night at Super Bowl XLIV... I am sure many watchers were thinking: Why The Who? Maybe some of us in our 60s and 70s need to be “put out to pasture” or start “whittling wood” on the front porch. However, as a boo...Read More
 
MBS AFTERNOON: Narrow And Stable Heading Into The Close
2/8/2010 2:32 PM

Posted To: MBS Commentary

The market is duller than a Colts victory parade at the moment. We're dealing with a fairly standard issue "calm before the storm" that we often see on a data-limited Monday when the rest of the week contains the more significant events. The supportive trends we began...Read More
 
MBS LUNCH: Well Off Friday's Highs, But Holding Ground
2/8/2010 1:06 PM

Posted To: MBS Commentary

As AQ pointed out this morning, today's slightly downward trend in MBS price began in the final hours of Friday's trading. Both MBS and Treasuries put in their best marks of the day just before 2pm, and have moved steadily downward ever since. You may notice, however, that ...Read More
 
Short Term Direction of Mortgage Rates Dependent Upon Auctions and Stocks
2/8/2010 12:43 PM

Posted To: Mortgage Rate Watch

Who Dat!!!! Congratulations to New Orleans on a well played and exciting Super Bowl victory. Mortgage rate moved a few basis points lower on Friday following the Employment Situation Report . While we have seen scattered day over day streaks of improvements, mortgages rates have fa...Read More
 
MBS MORNING: Testing the Staying Power of Friday's FTQ Rally
2/8/2010 10:38 AM

Posted To: MBS Commentary

DID I MENTION THUNDER SNOW ! By the look of the charts, it doesnt appear that we should be expecting any noticeable improvements in positive price momentum today. We are extending the downtrend that began midday Friday. The FN 4.0 is -0-08 at 98-08 yielding 4.169% and the FN 4.5 is...Read More
 
MBA Takes Loss on Headquarters; CRA Loans; HAMP Servicer Updates; Prepay Speeds; Updates: GMAC, FAMC
2/8/2010 9:11 AM

Posted To: Pipeline Press

I thought about taking today off from the commentary to celebrate, since yesterday I won all 4 quarters of my office's Super Bowl pool! And then I remembered that I was the only one in the pool, don't really have an office, and that the net effect of my $50 a...Read More
 
MBS OPEN: Sideways Start. Searching for Guidance
2/8/2010 7:56 AM

Posted To: MBS Commentary

Good Morning. Congrats to the Saints. Here is a recap of my weekend.... We had a blizzard...32 inches of THUNDER SNOW . The driveway was defeated with snowblowers. This is only the first half of the driveway by the way.... The CAPS came from behind to beat the pens. Ovie had a tric...Read More
 
The Week Ahead: Treasury Auctions, Retail Sales, The Fed's Exit, Consumer Sentiment
2/8/2010 7:49 AM

Posted To: MND NewsWire

The week ahead is a particularly slow one. The only major releases are the Trade Balance on Wednesday and Retail Sales report on Thursday. Plus, Friday will see February’s first measure of consumer confidence. With little fresh data to anticipate, the fear is that markets will continue on the...Read More




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Equal Housing Lender BIG VALLEY MORTGAGE DOES BUSINESS IN ACCORDANCE WITH FEDERAL FAIR LENDING LAWS